When receiving payments via EFT, make sure that your subscribers' method of payment in the Billing Options tab is set to eCheck.
Your Routing Number should contain 8 digits- 5 digits for the Transit or Branch transaction number and then 3 digits for the Institution number, separated by a dash. (E.g. 12123-123)
Your Account Number may vary depending on your subscriber's bank. (E.g. 1234530000316123)
You may set the type to Savings or Check before processing.